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Dental & Vision Plans

HOW DOES DENTAL INSURANCE WORK?

Dental insurance works in much the same way that medical insurance works. For a specific monthly rate (or “premium”), you are entitled to certain dental benefits, usually including regular checkups, cleanings, x-rays, and certain services required to promote general dental health. Some plans will provide broader coverage than others and some will require a greater financial contribution on your part when services are rendered. Some plans may also provide coverage for certain types of oral surgery, dental implants, or orthodontia.

WHAT IS THE BEST DENTAL PLAN FOR ME?

Although there is no one “best” dental insurance plan, some plans may work better for you and your family than others. Plans differ primarily in how much you’ll have to pay monthly for your coverage and how much you’ll have to pay when dental services are rendered. Some plans will require that you pay a certain co-payment for services, or meet a specific deductible before the dental insurance company begins payment. Other plans may limit coverage to a specific dollar-amount maximum per year.

When reviewing your dental insurance options, here are a few questions to ask yourself:

  • How much will it cost me on a monthly basis?
  • Will I be required to meet a deductible? Once the deductible is met, how much will the dental insurance provider pay for my services?
  • What dentists participate in the plan’s network? Are these dentists that my family and I would like to see?
  • If I use a dentist outside the plan’s network, how much will I have to pay?
  • Are there waiting periods for certain procedures?

VISION PLANS

Vision Insurance is generally a supplemental insurance to other types of medical insurance policies. It will help offset the cost of routine checkups as well as help offer discounts on glasses and contacts.

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Address:
18582 Cortez Blvd
Brooksville, FL 34601

Phone:
(352)-754-9386
(800)-397-2133

Address:
18582 Cortez Blvd
Brooksville, FL 34601

Phone:
(352)-754-9386
(800)-397-2133

The HR Advantage

Employee Benefits

  • COBRA Administration
  • Dental & Vision Plans
  • Disability Plans
  • Flexible Spending Account
  • Fully Insured Plans
  • Health Savings Account (HSA)
  • Individual & Family Plans
  • Partially Self-Funded / ERISA Plans
  • Section 125 Plans

Healthcare Resources

  • Find A Doctor
  • Community Partners
  • Agency Checklist
  • Newsletters

Healthcare Reform

  • Health Care Reform Checklist
  • “Pay or Play”
  • Health Care Reform
  • Marketplace for Individuals & Families

Healthcare Trends

  • Wellness Programs
  • Telemedicine / Virtual Care
If you do not have a Client Cloud user name and password, but would like to know what this resource has to offer, email us at info@floridainsurancebrokers.com for a trial subscription.

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