Florida Insurance Brokers

Employee Benefits Specialists.

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    • Fully Insured Plans
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Healthcare Trends

BECOMING A HEALTH CARE CONSUMER

When it comes to health care, we often forget that we are still consumers. As a consumer, you have the right to know what things cost and understand what you are paying for. You can control your health care decisions.

TAKE ADVANTAGE OF PREVENTIVE CARE SERVICES

Preventive care services, such as annual exams and immunizations, can help identify changes you can make today to prevent illness in the future. These services also help to detect conditions early, increasing the treatment options and success rates. Plus, preventive care services are often covered by your health plan at no cost to you.

 DISCUSS ALTERNATIVES WITH YOU PHYSICIAN

Many times there are alternative procedures or methods to diagnose or treat  a particular condition. When you and your physician discuss the alternatives available, you get a better understanding of possible advantages and disadvantages of each procedure. This allows you to make informed decisions based on the options that provide you with the greatest value.

 ASK ABOUT PRICE

Before receiving care for non emergency services, be sure to ask if the service  is necessary and what the service costs. Understanding what different services cost and how necessary those services may be to your heath, helps you make better decisions and allows you to control your out of pocket expenditures.

UTILIZE RESOURCES AVAILABLE THROUGH YOUR HEALTH PLAN

Many health plans now offer resources through their website or through phone support. These help you determine whether you need to seek the advice of a physician, a specialist, or treat the symptoms with over-the-counter solutions. They also provide quality information  concerning particular hospitals and physicians.

ASK ABOUT SAVINGS OPTIONS FOR PRESCRIPTION DRUGS

You can often save money on prescription drugs by simply asking if generic or over-the-counter options are available for the brand name that is being prescribed. Other savings options, such as pill splitting or mail order, may be available. Ask your physician or pharmacist.

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Address:
18582 Cortez Blvd
Brooksville, FL 34601

Phone:
(352)-754-9386
(800)-397-2133

Address:
18582 Cortez Blvd
Brooksville, FL 34601

Phone:
(352)-754-9386
(800)-397-2133

The HR Advantage

Employee Benefits

  • COBRA Administration
  • Dental & Vision Plans
  • Disability Plans
  • Flexible Spending Account
  • Fully Insured Plans
  • Health Savings Account (HSA)
  • Individual & Family Plans
  • Partially Self-Funded / ERISA Plans
  • Section 125 Plans

Healthcare Resources

  • Find A Doctor
  • Community Partners
  • Agency Checklist
  • Newsletters

Healthcare Reform

  • Health Care Reform Checklist
  • “Pay or Play”
  • Health Care Reform
  • Marketplace for Individuals & Families

Healthcare Trends

  • Wellness Programs
  • Telemedicine / Virtual Care
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